Credit Card Swiper

Turn your phone into a register.

The Credit Card Swiper app for Android solves a serious problem – being able to accept card payments without having to carry a cumbersome terminal.

This mobile POS app allows your smartphone to serve as a payment terminal that can accept anything from credit cards to checks so you can close sales anywhere you do business.

With the Credit Card Swiper, you can turn any Android device into an Android POS system. Once you have set up the necessary merchant account with a physical card reader, you can swipe credit cards on your phone for either Visa, MasterCard, Discover or American Express. Your entire daily revenue tracking is done by the application. It also gives you different payment options, not just card swiping. Your customers can also pay using cash, checks and others. You can also allow your customers to pay using cash. It works well with the major payment gateways including Authorize.net, Quantum, Merchant Plus, NMI, and PayPal, giving flexibility to merchants on how transactions get processed on the back end.

The catch: setup isnt self-serve. To activate your account and receive the free card reader, you will need to call the partner of the developer Merchant Account Solutions. Users disappointed by lengthy onboarding. They expected Square-style music. Meanwhile, transaction fees are not clear until you finish applying. The app doesnt display the pricing structure upfront which forces the merchants to have external negotiations rather than seeing the rates in the app.

Charge any major card instantly.

The app supports advanced payment technologies, including EMV chip card reader support and NFC contactless payments for tap to pay. Customers are allowed to tip before completing their transaction while the built-in tax and tip calculation uses your set rates against each sale. As soon as customers make their payment, they receive their receipts by text message or email to cut back on paper usage. This also gives customers a digital record of their payments.

You can also use the app to keep track of your stock and list your products. (30 words) Small retailers do not need separate inventory software to monitor sales with this.

Easy reports, next-day funding.

The sales dashboard displays live performance metrics and exports transaction data to Microsoft Excel for analysis or tax returns. Next-day funding is when the money that you made from sales today hits your account tomorrow and keeps the money flowing in a small operation.

5 Quick Conversion Tips:.

• Configure tax rates ahead of your initial sale to prevent the need for manual calculations.

• Text the customer their receipt for faster checkout than slips.

• Figure out who your top sellers are with item tracking. This helps you fix up your stock based on item demand.

• Get a weekly report to track revenue trends.

• Teach team to input cash and check to capture payment in one system.

Credit Card Swiper processes payments but is less refined than competitors like Square, Stripe, and Clover and lacks clarity. Its hard to recommend this due to a must-use phone setup and hidden pricing, particularly when sleeker alternatives whip you right up with no surprises.