FAIRWINDS Mobile Banking

FAIRWINDS Mobile Banking for Android, a full range of financial management app services of a credit union is brought to the users’ screen who happen to be a member of FAIRWINDS Credit Union. So take complete charge of your money without branch visit.

What happens when you sign in?

This app addresses the everyday banking activities that most people need such as checking the status of their ‘account balance checking’, viewing ‘transaction history tracking’, moving money from account to account, as well as paying bills on a ‘bill payment platform’. But it goes beyond basic banking. Mobile check deposit is done through photo capture. You can deposit checks by taking a picture of them. You won’t need an ATM. The catch? At present, you will need a phone since it does not have this feature for Android tablets.

Security features pack serious protection. Your login is protected with two-factor authentication and a lock and unlock your debit card anytime. It helps you freeze your debit card as soon as you misplace it. Whenever your balance changes or suspicious activity occurs, you can get an account alert via email or text. You can use this app with any other app that allows for purchases, such as Apple Pay and Samsung Pay. You will also get Wear OS support which enables you to check balances straight from your smartwatch without pulling your phone out.

The Benefit of Cash Back Rewards

This «credit union mobile banking» app really shines when it comes to Purchase Rewards. It offers automatic cashback when you shop with a participating retailer. Connect your FAIRWINDS debit card to offers, make your purchase, and the rewards will appear in your checking account at the end of the month. Just simple cash back, no points and complicated redeem process. You can also use the app for Popmoney peer-to-peer payments, which allow you to send money to anyone using their email or cell number. Imagine having dinner with your friends, sharing the bill, and within seconds of the bill being posted, you pay up without having to ask for any account numbers.

The financial management app has goals & budgets tools that help the users track their spending patterns and save toward their goals. To get a clearer picture of your finances, link your other accounts. You can arrange the items that you use mostly on the home screen. In addition, the interface has been refreshed for better navigation.

What Requires Your Attention

You will need a connection to the internet to access banking features. You will not be able to view your account information offline. There are ads in this app which keep interrupting while switching between elements. To access any function, you must already be a FAIRWINDS Credit Union member; if not the case, further options are unavailable. While the «cash back rewards program» is a standout in the competitive mobile banks landscape, you don’t always want to see ads for a financial app when you need to check your balance or make a quick transfer.

This app is truly useful for FAIRWINDS members who want strong mobile access to their accounts. People who will get mobile check deposits and automatic cash back will really benefit from it. Tools to manage your credit union accounts on a daily basis. Security features are strong. Unique rewards program. May be receiving some ad placements when using this app.